If you receive direct mail and you do not respond, save yourself the energy and the soliciting company some cold hard cash and OPT OUT.
There are options to reduce or permanently opt out of receiving offers:
Opt Out for Five Years – Call 1-888-5-OPT-OUT (1-888-567-8688) or visit http://www.OptOutPrescreen.com
Opt Out for Life - You will be required to confirm in writing via signing a document and mailing in the Permanent Opt Out Election Form.
When permanently opting out, send in a written request via the website above or to each of the major credit bureaus. When submitting in your written request you will need to include: Your Name, Phone Number, Social Security Number and Date of Birth.
Here are the addresses to the major credit bureaus:
Name Removal Option
PO Box 505
Woodlyn, PA 19094
PO Box 919
Allen, Texas 75013
PO Box 740123
Atlanta, GA 30374-0123
it will be a little work for you upfront, but it will save you a lot of energy later on. Additionally, you will be saving some trees and being green friendly not to mention having a financial contribution to these companies.