i5impact

If you receive direct mail and you do not respond, save yourself the energy and the soliciting company some cold hard cash and OPT OUT.  

There are options to reduce or permanently opt out of receiving offers:

Opt Out for Five Years – Call 1-888-5-OPT-OUT (1-888-567-8688) or visit http://www.OptOutPrescreen.com

Opt Out for Life - You will be required to confirm in writing via signing a document and mailing in the Permanent Opt Out Election Form.  

When permanently opting out, send in a written request via the website above or to each of the major credit bureaus.  When submitting in your written request you will need to include: Your Name, Phone Number, Social Security Number and Date of Birth.

Here are the addresses to the major credit bureaus:

TransUnion

Name Removal Option

PO Box 505

Woodlyn, PA 19094

Experian

Opt Out

PO Box 919

Allen, Texas 75013

Equifax, Inc.

Options

PO Box 740123

Atlanta, GA 30374-0123

it will be a little work for you upfront, but it will save you a lot of energy later on.  Additionally, you will be saving some trees and being green friendly not to mention having a financial contribution to these companies.